MLD Agency:
Your one-stop shop for Car Insurance in Illinois
Car insurance in Illinois should be easy yet there is a slew of commercials promising lower rates or better coverage plus hilarious commercials with Emus and the Mayhem man. Many of these commercials invoke emotion, make us laugh, and sometimes make us cry but what do they mean? How do you know what carrier or policy is best for you? That’s where the experts at the MLD Agency come in. We have been in business for over 4 decades and are real people who care about you, your family, and your coverage. Our agents won’t rush you off the phone or stick you with the carrier that pays the most commission. You will enroll in car insurance that fits your specific lifestyle, budget, and needs.
Driving in Illinois with Confidence at Every Stage of Life!
We know the roads in Illinois can be difficult to maneuver along with harsh winters, hot summers, and construction galore. With the MLD Agency on your side, we’ve got you covered – liability, collision, and comprehensive. Get a real quote from a real person who will ask the right questions and set you up with the right car insurance policy built for an Illinois resident or business.
We offer commercial property and casualty so if you have a business and need coverage on your commercial vehicle contact us. We can get you a quote fast!
Get a Free Car Insurance Quote
Call our St. Charles, IL Office
+630-845-8678
Car insurance in Illinois is easy with the MLD Agency on your side. Give us a call or fill out a quick form and one of our licensed, local, independent car insurance Illinois agents will get back to you within 24-48 business hours.
CAR INSURANCE FOR ILLINOIS RESIDENTS
Forget one-size-fits-all car insurance, St. Charles! At MLD Agency, we’re your independent insurance detectives, hunting down the best deals from top carriers like State Farm, Travelers, Allstate, Geico, Progressive, and more. No loyalty here, just fierce negotiation for the coverage that matches your Illinois lifestyle, family, and budget. Need liability, collision, or the works? We’ve got you covered, mile after mile. Plus, bundle your car insurance with your home, life, or other MLD policies and watch the savings stack up – like a stack of freshly grilled burgers at your favorite local joint! So let’s ditch the generic online quotes and head down to MLD Agency. We’ll chat, not robot, to find the perfect fit for your Illinois adventures and keep your pockets happy. Buckle up for friendly service, top-notch coverage, and savings that sing – your St. Charles car insurance journey starts here!
Liability Car Insurance
Liability insurance: Your safety net against oops moments. Protects you if someone gets hurt or property gets damaged because of you. Think peace of mind for everyday bumps in the road (not the literal kind, hopefully!).
Collision Car Insurance
Collision coverage: Say goodbye to fender bender blues St. Charles Illinois residents. Covers your car against, dings, and crashes (we all have those days!). Fix it or replace it, worries banished like dust from a freshly waxed ride.
Comprehensive Car Insurance
Think of it as your car’s knight in shining armor, ready to battle:
- Hailstorms: Dings from icy daggers? No sweat, we’ll buff them out!
- Thieves: Vanished vehicle? We’ll send the cavalry and track it down.
- Animal encounters: Bambi left his mark? We’ll call the tow truck and erase the evidence.
- Fire and floods: Fiery or watery foes? We’ll have your car back in tip-top shape.
Comprehensive car insurance in Illinois: So you can cruise with confidence, knowing your car’s got backup against life’s unexpected twists and turns.
COMMERCIAL VEHICLE FOR ILLINOIS BUSINESS
Commercial vehicle insurance for Illinois businesses. Since 1993, MLD Agency has been your local champion for commercial auto insurance, safeguarding St. Charles companies long before we ventured into personal lines. We know your trucks, vans, and fleets like we know the back of our hands because that’s where we started – building trust and tailoring coverage to fit the unique needs of Illinois businesses like yours. Whether you’re hauling cargo across the state or delivering groceries down Main Street, let MLD Agency be your commercial auto insurance partner. We speak “business risk” fluently, from liability and physical damage to worker’s compensation and more. No robocalls, just friendly experts ready to navigate the insurance maze and find the perfect fit for your bottom line. So ditch the generic and join the MLD Agency family, where your business needs are always a top priority. Welcome to peace of mind, Illinois style!
Commercial Liability Insurance
Get the coverage your business needs with commercial liability. This includes:
- Commercial Auto Liability: Covers injuries and property damage caused to others by your business vehicles. This typically includes bodily injury and property damage liability, with varying coverage limits available.
- Garagekeeper’s Liability: Covers damage to customer vehicles while in your care, custody, or control.
- Workers’ Compensation: Covers medical expenses and lost wages for employees injured on the job, including while driving company vehicles.
Commercial Physical Damage Coverage
Physical damage to a commercial vehicle is covered by collision and comprehensive. Illinois business owners trust MLD Agency because we will not oversell or undersell. Your business will have the right amount of coverage needed. Physical damage cover includes:
- Collision: Covers damage to your insured vehicle caused by a collision with another vehicle or object.
- Comprehensive: Covers damage to your insured vehicle from non-collision events like theft, vandalism, fire, weather, or animal encounters.
Other Commercial Vehicle Insurance
- Uninsured/Underinsured Motorist (UM/UIM): Covers injuries and property damage caused by drivers with inadequate insurance.
- Cargo Insurance: Covers loss or damage to cargo being transported in your insured vehicle.
- Hired and Non-Owned Auto: Covers rental vehicles and personal vehicles used for business purposes.
- Employee Benefits Liability: Covers legal costs if an employee is injured while driving a company vehicle and sues the business.
Add-ons could include:
- Towing and Labor Coverage: Reimburses you for towing and roadside assistance costs.
- Rental Car Reimbursement: Provides a rental car while your damaged vehicle is being repaired.
- Loss of Earnings: Covers lost income if your business vehicle is damaged and cannot be used.
Whatever your commercial insurance needs are the MLD Agency has your business covered in Illinois.
Car Insurance YouTube Videos
Mondays with Mark is filled with videos explaining the ins and outs of insurance including car insurance. This series is not just for Illinois residents. Mark creates content that helps car owners across the US. Make sure you like and subscribe. New videos are posted every week.
Other Insurances
Business Insurance
Group health insurance and Commercial insurance products available to businesses of all sizes.
Home Insurance
The MLD Agency has extended our services to provide home, auto, and other property and casualty products.
Life Insurance
Illinois life insurance is easy with the MLD Agency and their 4 decades of experience. Get what you need, at every stage.
What Our Customers Are Saying
“The professional manner and honesty from MLD Insurance is outstanding! When reviewing my policies with Mark he was honest and explained some insurance jargon that I didn’t understand or just did not know about. I truly appreciate that.
Thanks to Mark, MLD Insurance my insurance needs are taken care of and I have peace of mind!!”
~Cindy Aguinaga
“We have been with Mark since 1989 and he is always there when we need him or have questions. Mark is always on top of things and calling us when he feels we need to make changes in our policies that will benefit us. We have referred him to many friends and relatives.”
~Judy Jarosik
“I have only had positive experiences and outcomes resulting from receiving your services. I would highly recommend your firm to any friends and family members.“
~Richard Alva Britton
