Call our St. Charles, IL Office
+630-845-8678

Car insurance in Illinois is easy with the MLD Agency on your side. Give us a call or fill out a quick form and one of our licensed, local, independent car insurance Illinois agents will get back to you within 24-48 business hours.

CAR INSURANCE FOR ILLINOIS RESIDENTS

Forget one-size-fits-all car insurance, St. Charles! At MLD Agency, we’re your independent insurance detectives, hunting down the best deals from top carriers like State Farm, Travelers, Allstate, Geico, Progressive, and more. No loyalty here, just fierce negotiation for the coverage that matches your Illinois lifestyle, family, and budget. Need liability, collision, or the works? We’ve got you covered, mile after mile. Plus, bundle your car insurance with your home, life, or other MLD policies and watch the savings stack up – like a stack of freshly grilled burgers at your favorite local joint! So let’s ditch the generic online quotes and head down to MLD Agency. We’ll chat, not robot, to find the perfect fit for your Illinois adventures and keep your pockets happy. Buckle up for friendly service, top-notch coverage, and savings that sing – your St. Charles car insurance journey starts here!

Collision Car Insurance

Collision coverage: Say goodbye to fender bender blues St. Charles Illinois residents. Covers your car against, dings, and crashes (we all have those days!). Fix it or replace it, worries banished like dust from a freshly waxed ride.

COMMERCIAL VEHICLE FOR ILLINOIS BUSINESS

Commercial vehicle insurance for Illinois businesses. Since 1993, MLD Agency has been your local champion for commercial auto insurance, safeguarding St. Charles companies long before we ventured into personal lines. We know your trucks, vans, and fleets like we know the back of our hands because that’s where we started – building trust and tailoring coverage to fit the unique needs of Illinois businesses like yours. Whether you’re hauling cargo across the state or delivering groceries down Main Street, let MLD Agency be your commercial auto insurance partner. We speak “business risk” fluently, from liability and physical damage to worker’s compensation and more. No robocalls, just friendly experts ready to navigate the insurance maze and find the perfect fit for your bottom line. So ditch the generic and join the MLD Agency family, where your business needs are always a top priority. Welcome to peace of mind, Illinois style!

Commercial Physical Damage Coverage

Physical damage to a commercial vehicle is covered by collision and comprehensive. Illinois business owners trust MLD Agency because we will not oversell or undersell. Your business will have the right amount of coverage needed. Physical damage cover includes: 

• Collision: Covers damage to your insured vehicle caused by a collision with another vehicle or object.
• Comprehensive: Covers damage to your insured vehicle from non-collision events like theft, vandalism, fire, weather, or animal encounters.

Other Commercial Vehicle Insurance

• Uninsured/Underinsured Motorist (UM/UIM): Covers injuries and property damage caused by drivers with inadequate insurance.

• Cargo Insurance: Covers loss or damage to cargo being transported in your insured vehicle.

• Hired and Non-Owned Auto: Covers rental vehicles and personal vehicles used for business purposes.
• Employee Benefits Liability: Covers legal costs if an employee is injured while driving a company vehicle and sues the business.

Add-ons could include: 

• Towing and Labor Coverage: Reimburses you for towing and roadside assistance costs.
• Rental Car Reimbursement: Provides a rental car while your damaged vehicle is being repaired.
• Loss of Earnings: Covers lost income if your business vehicle is damaged and cannot be used.

Whatever your commercial insurance needs are the MLD Agency has your business covered in Illinois.