Business Insurance One-Stop Shop in Illinois

Business owner and business insurance client of the MLD Agency
Group insurance client of the MLD Agency in St. Charles

MLD Agency proudly serves St. Charles and Illinois businesses with comprehensive business insurance solutions tailored to your unique needs. For years, we’ve been known as the local experts in crafting optimal group health benefits packages that boost employee satisfaction and attract top talent. But that’s just the beginning! We offer a full spectrum of business insurance coverage, from commercial property and liability to cyber insurance and workers’ compensation, ensuring your company is protected against any risk. We can’t list every type of insurance we offer businesses so invite you to contact us for more information. Choose MLD Agency as your trusted partner, and experience the peace of mind that comes with knowing your business is in good hands.

Group Health Insurance

Welcome to the MLD Agency, your go-to source for Group Health Insurance in St. Charles, IL and nearby areas! We know that finding the right group health insurance plan for your small business can be overwhelming, but we’re here to make the process fun and easy for you!

Our team of experts will work with you to understand your unique needs and help you choose the perfect small group health insurance plan that fits your budget and coverage requirements. Plus, with our local presence in St. Charles, IL, you can trust that we’ll always be nearby to answer your questions and provide top-notch customer service. So why wait? Contact us today and let’s get started on securing your group health insurance plan!

small business health insurance illinois

Small Business and Large Group Medical Insurance

Group medical that is unique to business needs. 

It is well known that employees with health insurance feel more connected and taken care of by their employer. Group medical, dental, vision, life, and disability is more affordable than you think. We have 4 decades of serving the business community in Illinois with group health, life, and disability. Contact us today.

Group medical insurance illinois

Group Health Insurance

We works with a variety of business specific insurance carriers. Affordable, quality group benefits that fit your business needs are waiting. Contact us!
Group dental insurance

Dental Insurance

Dental insurance for your employees is very cost-effective especially when bundled with your other benefits. We can offer a variety of options.
Group vision care

Vision Insurance

Vision care is pennies on the dollar but provides such an important service. Give your employees and their families the gift of great vision.
group life insurance

Life Insurance

You gain more as an employer by offering employees life insurance. Protect your employees’ quality of life for less than a dollar a day. We have plans that cater to all needs.
group disability insurance illinois

Disability Insurance

Protect your biggest asset when it matters most so they can rest easy and get better to return to work with disability insurance. We have plans for everyone.
pet insurance for group benefits packages available at the MLD Agency

Pet Insurance

Pet insurance is a product the MLD Agency has been enrolling businesses in a lot lately. This is a special perk that will definitely set you apart from the rest.

MLD Agency: More Than Just Group Health for Illinois Businesses

No matter the industry we can help you cover your business at every stage.  

While every business needs a strong Group Health plan, navigating the full spectrum of business insurance can feel overwhelming in Illinois. Here at MLD Agency, we take the guesswork out with over 40 years of experience tailoring coverage to fit your unique needs.

Whether you’re a startup or a seasoned player, we understand the risks specific to your industry and size. From essential General Liability and Cyber insurance protecting against online threats, to Property coverage and specialized solutions, we work hand-in-hand to build a comprehensive shield for your business.

As a local Illinois agency, we’re not just insurance experts, we’re your neighbors. We care about your success and are dedicated to finding the perfect balance between protection and affordability. Let MLD Agency be your trusted partner in navigating the insurance landscape, so you can focus on what you do best – running your Illinois business.

General Liability Insurance

Protects against common claims like property damage, bodily injury, and personal injury (libel, slander).

Workers' Compensation Insurance

Provides medical and wage replacement benefits to employees injured on the job. Required in Illinois.

Commercial Auto Insurance

Covers business-owned vehicles against damage, theft, and liability for accidents. A must for any business.

Professional Liability Insurance

Protects against financial losses from professional negligence or errors in service. Essential for services like lawyers, accountants, and consultants.

Business Interruption Insurance

Covers lost income if a business is forced to close temporarily due to events like storms, fires, or power outages.

Bundle & Save!

Commercial Property Insurance

Covers physical damage to business property like buildings, equipment, and inventory.

Business Owner's Policy (BOP)

Bundle of basic coverage, often including general liability and commercial property insurance, at a discounted rate. Popular for small businesses.

Cyber Insurance

Covers financial losses from data breaches, hacking, and cyberattacks. Increasingly important in today’s digital world.

Employment Practices Liability Insurance

Protects against claims of discrimination, harassment, and wrongful termination. Crucial for businesses with employees.

Employment Practices Liability Insurance

Protects against claims of discrimination, harassment, and wrongful termination. Crucial for businesses with employees.

Small Business Insurance Tips!
Mondays with Mark

Group Health Insurance on YouTube

Mondays with Mark is a YouTube channel where Mark, the owner of MLD Agency, answers tough questions about group health insurance and other employee benefits. It’s called Group Insurance for Business Owners and has been published weekly since the channel was started in 2017.

If you are on our email subscriber list, you can receive updates weekly—but if you’re not on our email list yet, sign up today!

group health insurance tips on Mondays with Mark YouTube videos

Employee Benefits Retain & Attract Top Talent: Here is Why


Small Business Insurance Illinois: Achieve your goals

Businesses that offer health insurance see a 70% higher retention rate.

As a small business owner in Illinois, offering Group Health Insurance to your employees can have a significant impact on your business. Not only does it show that you care about the well-being of your employees, but it also comes with several key benefits. Here are five reasons why offering Group Health Insurance as an employee benefit is a smart move for your business:

  1. Attract and retain top talent
  2. Improve employee morale and productivity
  3. Tax benefits for employers
  4. Lower healthcare costs for employees
  5. Customizable plans to fit your business needs

At MLD Agency, we specialize in helping small businesses find the right Group Health Insurance plan that meets their unique needs. Contact us today to learn more about how we can help you provide the best employee benefit insurance for your team!


group health insurance resources

Group Health Insurance Plans as Low as $249/Month

Get started by give us some simple information and our Group Health Insurance expert will contact you within 1-2 business days to give you a free quote.

We do offer more than group health insurance so when booking an appointment make sure to mention commercial property, auto, umbrella, or other business insurance you may need. 

As mentioned we have over 4 decades of experience helping businesses of all sizes with their group benefits. As us about Pet Insurance! It’s one of our most exciting new product offering. 


    MLD Agency Inc.
    Based on 19 reviews
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    Bill RodeyBill Rodey
    20:26 02 Feb 24
    Mark is THE BEST! He took care of me and my wife and saved us hundreds of dollars per month.
    01:14 02 Feb 24
    I'm self employed and Marc helped me find a great plan at an affordable price!
    Larry JableckiLarry Jablecki
    18:57 31 Jan 24
    Knowledgeable, patient, and thorough.
    Linda DavisLinda Davis
    16:33 31 Jan 24
    Mark has been a great help to my family. He calls back quickly , walks me through choices- always with integrity. Highly recommend!
    Kristie RoerigKristie Roerig
    16:29 31 Jan 24
    The personal service Mark and his staff give is second to none. They help us understand what we need, what we might want, and what options are there for future considerations. As new homeowners, we were a bit lost, and having a trusted agent made me feel much more comfortable, moving into our new home.
    Joy CJoy C
    13:53 25 Jan 24
    Mark is a delight to work with. He is professional and very knowledgeable about what is best for me and my husband concerning our health insurance. I would not hesitate to recommend him to any of my friends and family."
    Cindy AguinagaCindy Aguinaga
    14:26 13 Apr 23
    The professional manor and honesty from MLD Insurance is outstanding! When reviewing my policies with Mark he was honest and explained some insurance jargon that I didn’t understand or just did not know about. I truly appreciate that.I had been with the same insurance company (a well known company) for 18 years and trusted them that they were looking out for my best interest. Well…I was fooled, and after an insurance claim from a tornado my rates on both my home and car went up astronomically. I knew then I needed to start looking for savings elsewhere.Thanks to Mark, MLD Insurance my insurance needs are taken care of and I have peace of mind!!

    Ready to get started?

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