Medicare Advantage Plans have surfaced in 2022 that many are talking about. Yes, the meat of the issues and conversations are about the plans themselves, but did you know that there are multiple add-on benefits like meals, transportation services, and vision insurance? 

With a Medicare Advantage Plan, you may have coverage for things that you wouldn’t have coverage for with Original Medicare. 

Here are 5 add-on benefits to your Medicare Advantage Plan that you may not have known about:

DENTAL INSURANCE

Many policies offer free dental insurance with $1,000 in benefits. A lot of them won’t cover more than basic services like cleanings, extractions, space maintainers, etc. But there are options for coverage for those basic dental check-ups. If you’re looking for a good dental policy, or curious about finding one best for you, be sure to talk to us at MLD Agency to make sure the plan you’re looking for has the right dental policy. 

VISION INSURANCE

Another add-on benefit includes vision insurance! This includes discounts with co-pays and co-insurances on eyewear and eyeglasses. Additionally, the true health of the eye is covered by the insurance policy and Medicare itself.

HEARING INSURANCE

Get those ears checked and exams covered with this add-on benefit. There are also discounts on hearing aids available and built into the policies themselves.

HEALTH ACTIVITIES COVERAGE

Whether you’re already a fitness junkie or want inspiration to try out more fitness activities, Medicare Advantage Plans cover or give discounts for things like gym memberships and activities that would be considered healthy activities.

OVER-THE-COUNTER-BENEFITS

Yes, this includes needing to get Advil or other over-the-counter medications from your local drugstore. This could look like $40-$55 a quarter to get necessities that you normally would get from time to time. 

AT-HOME VISITS

A lot of the companies or plans can send out a nurse or representative to visit you in your home and see if everything is going well and to see if you are taking your medications properly. This is a valuable option for those that need additional assistance.

All Medicare Advantage plans are either HMO-based or smaller PPO networks. A key thing to remember before signing up for a Medicare Advantage Plan is to make sure the doctors you already see or prefer are covered by the plan.

Trying to decide on a Medicare Advantage Plan or other insurance plans? Book an appointment or call us at (630) 845-8678 and we’ll help talk you through which plans work best for you and your insurance needs!

Check out our video on Mondays with Mark that talks about the Medicare Advantage Plan specifically in 2022.